Should I File for Bankruptcy?
Q. Should I file for bankruptcy? I lost my job in 2007. I became unable to pay my credit card debts about two years later. My d...
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Wednesday April 22, 2020
Credit and Credit Scores
What Can Credit Counseling Help Me With?
Question: My husband and I need financial guidance and are not sure who we need to go to? A financial advisor? Debt counselor?...
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Friday April 10, 2020
How Does Marriage Affect Your Credit?
When my partner and I first had the finance talk, I must admit—I was a little nervous. I didn’t have BAD credit but I was in the mi...
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Wednesday February 12, 2020
What You Need to Know About the Latest FICO Score Changes
The Fair Isaac Corp (FICO) scoring model is a calculation of various pieces of credit data by which your three-digit credit score is ba...
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Tuesday January 28, 2020
Should I Apply for an Apartment or a Credit Card First?
Q. I am planning to apply for a new apartment soon and my credit score is 678 from Equifax and 608 from Transunion. What do mos...
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Friday October 18, 2019
How Do I Improve My Credit Utilization Ratio?
Q. My credit score is teetering on good/excellent, more towards good than excellent. I have 4 credit cards and that is all my d...
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Monday September 30, 2019
Can I Get Wage Garnishment Removed from My Credit Report?
Q. I have a garnishment on my paycheck that just occurred. It will be paid off within two weeks. I want to finish paying it...
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Thursday August 29, 2019
Personal Credit vs. Business Credit: What’s the Difference?
Your personal credit score and business credit score are two separate but related numbers that tell lenders how creditworthy you, or your business, are.
On the...
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Monday July 22, 2019
10 Tips on How to Establish or Rebuild Your Credit
There are multiple reasons why people may want to establish new credit. They may be applying for their first home...
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Tuesday June 25, 2019
How Do I Rebuild Credit After Bankruptcy?
Q. How do I rebuild credit after bankruptcy?
Dear Reader,...
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Thursday June 6, 2019