Credit and Credit Scores

There are many strategies to pay off debt and to improve your credit score. However, not every strategy is effective, safe, or worth yo...

If you have credit card debt and you’re ready to start paying it off, then you are probably thinking about how to make your repayment...

...

Q. I have a credit score of 670. I don't understand why it is so low. My wife and myself own a home with no mortgage. I have been emplo...

If you are considering filing for bankruptcy, you need to know about an important requirement: credit counseling. It may not be the first thing that comes to mi...

As the COVID-19 pandemic interrupts incomes and tightens family budgets, many Americans have been looking to credit card hardship progr...

Question: I have 3 credit cards that I have paid off. If I was to accept an offer from another credit card company that offers...

Q. I have started the process of paying off credit card debt. It was suggested to me that I contact the credit card companies (more tha...

A personal financial crisis can take different forms. Losing a job, having your work hours or income reduced, facing a huge medical expense, and having your ide...

The COVID-19 crisis has forced many of us to shift priorities. People are focused on taking care of their families, following social di...