Have a Question?

Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

Does Income-Driven Repayment for Student Loans Affect Home Ownership?

Q: I am in a position where I would like to buy my first home but I have some student loans that I’m worried about. Right now, I am on the income-dri...

Matt Ribe / Monday July 17, 2017

How to Remove an Account From Your Credit Report

Q: I am having trouble removing an account from my credit report. The account is not mine. Each time I dispute it and the credit bureau removes it; the ac...

Bruce McClary / Thursday July 6, 2017

When should you file bankruptcy?

Q: I am in over my head with medical bills and credit card payments, struggling to make ends meet each month. I’m several months past due. A friend mentio...

Bruce McClary / Thursday June 29, 2017

What Goes Into a Credit Score and How to Improve It

The question we are answering today from our ask an expert series is why opening a cou...

Bruce McClary / Monday June 19, 2017

How does credit counseling affect my credit score?

One of the questions the NFCC receives frequently is how credit counseling affects your credit score. It's important and great that you...

Bruce McClary / Tuesday June 13, 2017

About our NFCC Experts

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Courtney Nagle / Tuesday May 23, 2017