Have a Question?

Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

How do I remove negative remarks on my credit report?

A: Dear reader, removing negative information from your credit report could be a good strategy to boost your score and improve your cre...

Bruce McClary / Tuesday November 14, 2017

I’m struggling to make payments on my student loan. I have all federal and Perkins loans. Should I consolidate them to get lower interest?

A: Dear reader, consolidating your federal student loans could be an option to help you manage your payments and potentially avoid default. However, combining y...

Bruce McClary / Tuesday November 7, 2017

When is it a good idea to seek a personal loan or balance transfer to take pay off a substantial balance on a credit card?

A: Dear reader, it’s very common for people to seek personal loans or balance transfers to pay off their credit cards when they feel overwhelmed with their de...

Bruce McClary / Tuesday October 31, 2017

Have a Question?

Do you have a puzzling personal finance question?

How do I remove negative remarks on my credit report?

I’m struggling to make payments on my student loan. I have all federal and Perkins loans. Should I consolidate them to get lower interest?

When is it a good idea to seek a personal loan or balance transfer to take pay off a substantial balance on a credit card?

Should I Withdraw Money From My 401(k) to Pay Off Debt?

How can I build credit if I have no credit history?

What steps should I take to prepare as a first-time homebuyer?

What’s a Good Credit Score?

What can I do if I cosigned a car loan for a vehicle that is inoperable and repossessed?

How can I improve my credit score?

Can I get my mortgage payments reported to my credit report to increase my credit score?