Do I Have to Answer Debt Collector Questions?
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...
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Monday November 16, 2020
Have a Question?
Do you have a puzzling personal finance question?
Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.
Should I Use My Inheritance to Pay Off My Student Loans?
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
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Friday November 6, 2020
I’m desperate for help and drowning in debt, what options do I have?
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
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Friday August 28, 2020
Why don’t I have a perfect credit score?
Q. I have a credit score of 670. I don't understand why it is so low. My wife and myself own a home with no mortgage. I have been emplo...
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Tuesday August 18, 2020
How can I deal with collectors if I can’t pay?
Q. I have outstanding debts with my old credit union. After a period of financial and housing hardship my checking and credit l...
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Friday July 24, 2020
How to Dispute Inaccurate Debt Collection Information on Your Credit Report
Question: I have an original debt dating back 8 years. I refused to pay the debt due to overcharging my account. A few years ag...
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Friday July 17, 2020
Should I cancel a credit card if I get a new one? How will this affect my credit score?
Question: I have 3 credit cards that I have paid off. If I was to accept an offer from another credit card company that offers...
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Thursday July 2, 2020
I’m being sued by a debt collector. What should I do?
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...
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Tuesday June 23, 2020
Should I cancel my credit card partial payment plans? Will it help my credit score?
Q. I have started the process of paying off credit card debt. It was suggested to me that I contact the credit card companies (more tha...
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Monday June 15, 2020
Is there anything I can do to fix accounts I settled in the past to help my credit so I can buy a house?
Question: I fell behind on credit card payments four years ago and settled a couple accounts for less than the full amount a little over 3 years ago, wh...
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Friday May 29, 2020