Have a Question?

Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

Should I Pay Off My Collections to Get Mortgage Ready?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...

Bruce McClary / Thursday April 22, 2021

Does Credit Counseling Affect My Federal Student Loan Consolidation?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...

Bruce McClary / Wednesday April 21, 2021

How Do I Pay the Right Debt Collector?[

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Friday April 16, 2021

Should I Open A New Line Of Credit Or Just Continue To Pay My Debt To Rebuild My Credit?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Tuesday April 6, 2021

Will My Delinquent Accounts Automatically Fall Off When They Reach The Seven-Year Mark?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Friday March 12, 2021

Will Refinancing My Home This Year Affect My Ability to Get a Vacation or Investment Property Next Year?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Wednesday February 24, 2021

How Do I Build Good Credit From Scratch?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...

Bruce McClary / Friday February 5, 2021

Should I Pay My Relative’s Debt?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...

Bruce McClary / Friday January 22, 2021

How Should I Start to Tackle My Debt?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others cou...

Bruce McClary / Tuesday January 12, 2021

Do I have to close my cards to consolidate my debt?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Monday December 7, 2020