Why don’t I have a perfect credit score?
Q. I have a credit score of 670. I don't understand why it is so low. My wife and myself own a home with no mortgage. I have been emplo...
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Tuesday August 18, 2020
All Posts
Does Debt Consolidation Hurt Your Credit Score?
Debt consolidation can be a smart way to pay off debt in some cases. We have written before about specific...
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Tuesday August 18, 2020
What the President’s Executive Actions Mean for Your Finances: Student Loans, Unemployment and Housing
Millions of Americans have been watching the developments in Washington D.C. closely in recent weeks. With the pandemic and its economi...
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Thursday August 13, 2020
Smart Strategies for Bill Consolidation or Debt Consolidation
If you’re trying to manage bills that are piling up, you may have come across the idea to consolidate them. Consolidating your debts...
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Friday August 7, 2020
Tips for Renters and Landlords as the Eviction Moratorium Expires
An important protection for renters created by the CARES Act ended on July 25. Commonly referred to as an “eviction moratorium,” th...
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Friday July 31, 2020
What You Need to Know About Bankruptcy Credit Counseling and When to Consider It
If you are considering filing for bankruptcy, you need to know about an important requirement: credit counseling. It may not be the first thing that comes to mi...
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Tuesday July 28, 2020
How can I deal with collectors if I can’t pay?
Q. I have outstanding debts with my old credit union. After a period of financial and housing hardship my checking and credit l...
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Friday July 24, 2020
How to Prepare Financially for When Your $600 of Federal Pandemic Unemployment Compensation Ends
If you have been receiving an extra $600 in weekly unemployment benefits—through the Federal Pandemic Unemployment Compensation (FPUC) program, you should kno...
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Tuesday July 21, 2020
How to Dispute Inaccurate Debt Collection Information on Your Credit Report
Question: I have an original debt dating back 8 years. I refused to pay the debt due to overcharging my account. A few years ag...
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Friday July 17, 2020
If You Need Credit Card Relief, Know the Options and Risks
As the COVID-19 pandemic interrupts incomes and tightens family budgets, many Americans have been looking to credit card hardship progr...
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Friday July 10, 2020