What is a Charged Off Account?
Q. What is a charged off account on my credit report?
Dear Reader,...
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Thursday March 22, 2018
Have a Question?
Do you have a puzzling personal finance question?
Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.
What is a Credit Report and Why is it Important?
Q. What is a credit report?
A. Dear Reader,...
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Thursday March 15, 2018
When Can I Afford to Retire?
Q. When Can I Afford to Retire?
Dear reader,
The answer to your question depends on multiple factors. To estimate when you can afford to retir...
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Friday March 2, 2018
Where do I begin to create a workable budget?
Q. My bills are more than my income. I don’t make enough to create a workable budget. Where do I begin and what do I do to fix this?
Dear reader,...
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Wednesday February 14, 2018
What options do I have to repay debt before collections?
Q: I have overextended myself with credit card debt and acquired loans to try to pay them off and just gotten deeper and deeper. I am not behind on anythi...
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Monday January 29, 2018
How do I pay my credit card debt when my wages are garnished?
Q: How do I pay my credit card debt when my wages are garnished?
Dear reader,...
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Monday January 22, 2018
Will closing a credit card improve my score?
Dear reader,
While closing a credit card may seem like a good way to improve your sc...
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Wednesday January 10, 2018
Should I try to move a negative mark on my credit report to my business credit report?
Q: Should I try to move a negative mark on my credit report to my business credit report?
Dear reader,
Small business experts always recommen...
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Thursday January 4, 2018
What is a credit report and how do I read it?
Dear reader, We all know that credit reports are important. But not many people know what reports look like or how to read the...
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Tuesday December 5, 2017
What are the credit bureaus?
The credit bureaus are agencies that collect, keep, and maintain consumer’s financial information. They also share and distribute this information in the form...
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Tuesday November 21, 2017