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Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

Is it Legal for Creditors to Sell Part of a Debt to Debt Collectors?

Q. Can Creditors Sell Part of a Debt to Collection Agencies? Is that legal? Hello, I...

Bruce McClary / Friday June 29, 2018

Is a Debt Management Plan Right for Me?

Q. What types of situations are recommended for Debt Management Plans? How much debt do I have to have?...

Bruce McClary / Wednesday June 20, 2018

What are the Best Small Business Healthcare Options?

Q: What are the best small business healthcare options? Dear Reader, Navigating the jungle of employee benefits can be a daunting ch...

Bruce McClary / Friday June 8, 2018

Ask an Expert: Is it ok for the Collection Agency to do this?

Q. Is it ok for the collection agency to do this? My husband and I are...

Bruce McClary / Thursday May 31, 2018

Should I take out a startup loan for my small business idea?

Q. Should I take out a startup loan for my small business idea? Dear Reader, The prospect of starting your own business and growing y...

Bruce McClary / Monday May 14, 2018

What’s the Best Way to Use My Inheritance?

Q. I have an inheritance of $19,000. I have some credit card debt (almost $20,000) on a card whose introductory 0% interest. I do not have an emergency fund...

Bruce McClary / Monday May 7, 2018